Tips to Save Money on Home Insurance

by | Jul 2, 2013 | insurance

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Are you looking for ways to save money on your home insurance? Naples residents can now save hundreds each year on homeowners insurance Fort Myers costs by making some simple changes to their home and by shopping carefully for policies that meet their individual needs. Here you will find several tips to reduce your insurance costs while bettering your home.

Increase Home Security
Save money on your home insurance by making some essential security upgrades in your home. Consider smoke detectors, dead bolt locks, burglar and fire alarm monitors and other sources of home security that can earn you a Home Security Discount.

Boost Credit Score
Having a high credit score can also help with your insurance rates. Many insurance companies consider your credit score when providing a quote. They believe that a person with a higher credit score practices more responsibility than those with lower credit scores.

Consolidate Policies
Many homeowners are not aware that consolidating their policies could be saving them up to 30 percent on their total insurance costs. Since you have to pay for your homeowners insurance in addition to your auto insurance, why not consolidate for one convenient policy.

Replacement Value
Choose a policy that offers the replacement value of your home, not the actual market value. The replacement value includes the costs of repairing or rebuilding the home, including labor and materials, as well as the quality, size, and the location of the home.

Compare Quotes
It?s never been easy to obtain quotes from various insurance companies and compare to find the best one for you. Work with a qualified insurance agent to compare quotes from the best homeowner?s insurance companies reviewed by reputable rating sites like A.M. Best.

Ask an Insurance Agent
Don?t hesitate to ask your insurance agent what discounts are available to save you money on homeowners insurance. Not all insurance companies offer these discounts but a knowledgeable agent can provide you with the information you need for a more informed decision.

Your Florida Insurance Agency can provide you with essential information on various types of policies and give you a quote to meet your needs. For more information, visit their site at

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